90s movie about a clever protagonist who fakes a car accident and tricks the driver

I remember very little about the film. These are all the details I have.

PLOT
I only remember that the protagonist was a man who faked an accident for a driver, making him believe he had run over him, since he had previously broken a finger. This made the driver (who was older than the protagonist) believe it was his fault. They end up becoming friends because the driver has compassion for him.
Later, these two men would go to a brothel, where two prostitutes, one for each, would perform oral sex on them. It’s not an explicit scene; the men’s penises are not seen.

OTHER DETAILS
-The age of the actor playing the lead role must be 30 years or older.
-I remember that the protagonist is a character who doesn’t have a structured life, but overcomes his adversities with his recurrences.
-If I’m not mistaken, the plot I mentioned above doesn’t happen at the beginning of the film. It happens later.
-The sex scene in the brothel begins by showing only the men’s faces, then the camera pans out to reveal a shot of the two prostitutes performing oral sex on them. They sit on a kind of sofa, and the prostitutes themselves cover their penises while giving them blowjobs, as they kneel in front of them.
-I watched the movie with Spanish audio. I don’t remember if it was because it was dubbed in that language or because it was the original audio. I’d bet more because it was dubbed in Spanish.
-The film isn’t current. I must have seen it in 2010, and it was obviously old. I’d bet on the 90s or early 2000s.
-There wasn’t the typical famous actor that almost everyone knows and it’s not a blockbuster movie either.

I’ve tried Googling in vain. Any help is appreciated!