Can't remember many details about this movie

I’ve watched this movie about 5 to 10 years ago. Here is all i can remember about it:
It’s definitely from the 90’s or newer.
I’m pretty sure it was a drama.
In the movie, there was a car crash, and it was between a car (in which a family was in) and a truck.
This family, was the main character’s family, who is a man.
This man is called “Fun”, which is spotted by a woman in this movie as “a weird name” or something similar she commented.
spoiler: Near the end of the movie, it is revealed that the name “FUN” is actually short for “Fuck U Nicholas” or something very similar. The “F*ck” and “Nicholas” part where definitely in there.

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It could be Magnolia:

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