Scene where guy gets tricked into stripping and she leaves him naked in the pool

I remember it is an English speaking movie. Must be at least pre 2005 where a girl tricks a guy into stripping in a pool, she then stands up to reveal she still has her bathing suit on, collects his shorts and walks off leaving naked in the pool.(I believe out of revenge)

“The Girl Next Door”

Unfortunately that is not it

Camp Nowhere (1994)?

Porky’s 3 has a scene similar but it has several guys and girls. Was it just one couple? porkys 3 cheerleaders tricked the boys - YouTube